154 free calculators · Explained step by step · No signup

Math, explained like a friend would

Every calculator here shows its working in plain language — percentages, fractions, grades, tips, conversions and the rest of everyday math, each explained step by step so the answer actually makes sense. All 154 tools are free and run right in your browser.

154free calculators
100%runs in your browser
$0no signup, no fees
Advertisement
School & everyday

School & everyday math, explained

💯

Percentage Calculator

Six modes: of, as %, increase, decrease, change & difference.

½

Fraction Calculator

Add, subtract, multiply & divide — with steps shown free.

🔬

Scientific Calculator

Trig, logs, powers, factorials, memory & history tape.

🎓

GPA Calculator

Compute your grade point average from courses.

📝

Final Grade Calculator

The score you need on the final — or your grade if you get X.

📝

Test Grade Calculator

What you need on the final — needed, safe, or out of reach.

📊

Standard Deviation Calculator

Mean, median, mode & SD — paste data or upload a CSV.

🎂

Age Calculator

Exact age, days lived & next birthday countdown.

📅

Date Calculator

Days between dates, add/subtract & business days.

⏳

Time Duration Calculator

Hours between times; add & subtract durations.

🕐

Hours Calculator

Between two clock times — overnight-safe, decimal hours & pay.

📆

Days Until Calculator

Count down to any date — or count up from a past one.

🍽️

Tip Calculator

Split the bill and tip fairly in seconds.

🏷️

Discount Calculator

Sale price, savings & total with tax.

⚖️

Unit Price Calculator

Compare products by price per oz, lb & more.

🧾

Sales Tax Calculator

Add sales tax to any price instantly.

💱

Currency Converter

Live rates for 30+ currencies, with swap & quick amounts.

💰

Hourly to Salary Converter

Convert hourly wage ↔ annual salary.

⚕️

BMI Calculator

Body mass index, imperial & metric.

🔥

Calorie Calculator

TDEE for your goal, with protein, carb & fat targets.

📏

Body Fat Calculator

US Navy tape method: body fat %, category, fat & lean mass.

⚡

BMR Calculator

Three BMR formulas side by side, plus TDEE by activity.

🥗

Macro Calculator

Protein, carb & fat grams for balanced, high-protein, low-carb or keto.

😴

Sleep Calculator

Bedtimes & wake times in 90-minute sleep cycles.

🌸

Ovulation Calculator

Fertile window, ovulation day & a 3-cycle calendar.

🤰

Pregnancy Due Date Calculator

Due date from LMP, conception or ultrasound — plus milestones.

🐶

Dog Age Calculator

Human years on the modern log model — not the flat ×7 myth.

✏️

Word Counter

Count words, characters & reading time instantly.

🎲

Random Number Generator

Numbers, coin flips & dice rolls with unique/sorted options.

🔐

Password Generator

Strong random passwords, generated locally.

Money

Money, explained step by step

🏠

Cap Rate Calculator

Measure a rental property's return in seconds.

💵

Cash-on-Cash Return Calculator

See what your actual cash invested earns each year.

🏦

Mortgage Payment Calculator

Monthly payment, total interest & payoff schedule.

📊

Rental Property Analyzer

Full deal analysis: cash flow, cap rate, CoC return.

🎯

ROI Calculator

Measure return on investment & annualized ROI.

⚖️

Break-Even Calculator

How many units you must sell to break even.

🏡

Home Affordability Calculator

Max home price from income, debts & rate.

💳

Debt Payoff Calculator

See when you'll be debt-free & interest saved.

🚗

Car Loan Calculator

Auto payments, total interest & true cost.

🔄

Refinance Calculator

Should you refinance? Savings & break-even.

🎯

Savings Goal Calculator

Monthly deposits to hit any savings target.

💳

Credit Card Payoff Calculator

Months to debt-free & total interest cost.

📈

Salary Raise Calculator

New salary, raise amount & per-paycheck.

⏱️

Freelance Hourly Rate Calculator

Price your work from your real income goal.

🧾

Invoice Generator

Create a clean, printable invoice in a minute.

📈

Compound Interest Calculator

Watch savings and investments grow over time.

🚗

Mileage Deduction Calculator

Estimate your IRS mileage deduction for 2026.

🧮

Quarterly Tax Estimator

Estimate self-employment quarterly payments.

💼

Business Loan Calculator

Payments, total cost & amortization for business loans.

💘

Love Calculator

A name-match score that never changes — computed, not random.

💡

Electricity Cost Calculator

What any appliance costs to run, by watts & hours.

⏰

Overtime Calculator

Time-and-a-half & double time — weekly, monthly, annual gross.

🔑

Down Payment Calculator

Cash to close: down payment, closing costs & the PMI line.

❄️

Debt Snowball Calculator

Snowball vs avalanche on your debts, raced side by side.

🏔️

Debt Avalanche Calculator

Up to six debts: avalanche vs snowball raced side by side.

🧾

APR Calculator

The true APR once fees count — plus the loan’s total cost.

📈

Inflation Calculator

Future prices & today’s-money values — both directions at once.

🧒

Trump Accounts Calculator

The $1,000 federal seed for children born 2025–2028, plus family and employer contributions, projected to age 18 with a year-by-year table.

🤖

AI Job Risk Calculator

Your week scored task by task — which tasks AI can reach and which anchor you, weights shown openly.

🕒

Time Card Calculator

A full 7-day timesheet: overnight shifts, 15-minute rounding, daily and weekly overtime without double-counting, gross pay.

🤖

LLM API Token Cost Estimator

Price the same AI workload across GPT-5, Claude and Gemini list prices — caching and words-to-tokens included.

💳

Payment Fee Calculator

Stripe, PayPal and Square fees: what you net, what volume costs, and the gross-up charge that nets you exactly $X.

▶️

YouTube Earnings Calculator

Views × honest RPM ranges by niche — long-form and Shorts priced separately, low/mid/high.

🎵

TikTok Earnings Calculator

View rewards with the qualified-views share most calculators skip, in labeled ranges.

💼

Sponsorship Rate Calculator

Price a sponsored post or video from views, engagement, niche and scope — every multiplier shown.

🚙

Buy vs Lease Car Calculator

True monthly cost of leasing vs buying over your horizon — resale equity counted, mileage overage priced.

🏠

Cash-Out Refinance Calculator

New payment, total-interest change and break-even when you refinance and take cash out.

⚖️

HELOC vs Home Equity Loan Calculator

Draw-period interest-only vs a fixed installment loan — total cost of both structures on the same dollars.

🧾

Car Total Cost of Ownership Calculator

Five-year cost of owning: payments, depreciation, fuel, insurance and upkeep — per year and per mile.

🔧

Repair vs Replace Calculator

Cost per added year for the repair vs the replacement, with the 50%-of-value rule shown as a guideline.

⚡

EV vs Gas Calculator

Price premium after incentives vs fuel and maintenance savings — the break-even year, in your prices.

🔑

Closing Cost Estimator

Itemized closing costs — lender, title, government, prepaids and escrows — low/mid/high, by state.

🔌

EV Charging Cost Estimator

Home charging cost with charging losses included, against the same miles in a gas car.

Projects

Home projects & estimators

🏗️

Concrete Calculator

Yards, bag counts & cost for slabs, footings, tubes & steps.

📐

Square Footage Calculator

Four shapes, a rooms list & cost per sq ft totals.

🔲

Tile Calculator

Tiles, boxes & cost — grout gap and 10% waste included.

🪨

Gravel Calculator

Cubic yards, tons & bags for driveways and paths.

🌱

Mulch Calculator

Cubic yards & bags for garden beds, costs compared.

🧱

Drywall Calculator

Sheets, screws & cost for any room — ceiling in or out.

🪵

Flooring Calculator

Boxes with waste counted, plus the true material cost.

🖌️

Paint Coverage Calculator

How many gallons for your room & coats.

🪵

Deck Material Estimator

Boards, screws & concrete for your deck.

🏠

Roofing Estimator

Roof area from footprint and pitch — shingle bundles, squares, underlayment rolls, ridge cap and nails.

🧱

Brick Estimator

Bricks and mortar bags for any wall, by brick size and joint thickness.

▦

Concrete Block Estimator

CMU blocks and mortar bags for any wall — standard, half-high and 12-inch block.

🌡️

Insulation Estimator

Batt packages or blown-in bags by area and target R-value, R-13 to R-49.

🏡

Siding Estimator

Siding squares, boxes, planks or lap from your walls minus the openings.

🚧

Fence Estimator

Posts, rails, pickets and concrete bags for any fence run.

🛋️

Carpet Estimator

Carpet and padding in square yards for one or two rooms, roll length included.

🖼️

Wallpaper Estimator

Rolls by room size with pattern-repeat waste honestly counted.

🚜

Topsoil Estimator

Cubic yards, tons and bags for beds and lawns by area and depth.

🏖️

Sand Estimator

Sand in yards, tons and 50-lb bags — densities by sand type.

🧩

Paver Estimator

Pavers plus gravel base, bedding and jointing sand — the whole patio list.

🌿

Sod Estimator

Sod pallets and rolls by lawn area, cutting waste included.

🪵

Board Foot Estimator

Board feet from dimensions and quantity, priced at your rate per board foot.

🪜

Stair Estimator

Risers, treads, total run and stringer length from your floor-to-floor rise.

🏊

Pool Volume Estimator

Gallons for rectangular, round and oval pools from dimensions and depth.

🔳

Countertop Estimator

Counter square feet, slab count and installed cost from your runs.

🛣️

Asphalt Estimator

Hot-mix tons and cubic yards by area and compacted depth — plus the coverage-per-ton check for quotes.

🌱

Grass Seed Estimator

Pounds and bags by grass type — new-lawn and overseed rates for bluegrass, fescue, ryegrass, bermuda and blends.

🧱

Retaining Wall Estimator

Segmental blocks, cap blocks and the gravel — base plus drainage backfill — for any wall.

🔨

Framing Estimator

Studs and plates for any wall — corners, openings and the end stud everyone forgets, counted.

⛓️

Rebar Estimator

Slab grid bars each way, 20-ft sticks and total steel weight by spacing and bar size.

🪨

Stone Estimator

River rock and decorative stone in tons, yards and 50-lb bags, with coverage per ton.

🪵

Plywood Estimator

4×8 (and larger) sheet counts for floors, roofs and walls with the cutting allowance in.

📐

Roof Pitch Calculator

Pitch to angle to slope percent, the roof-area factor, and rafter length per foot of run.

🏠

Metal Roofing Estimator

Panel count and length, screws and ridge for a gable roof — ag panel or standing seam.

▦

Concrete Block Fill Estimator

Core-fill grout yards by block size and fill pattern, with the 80-lb bag equivalent.

🥄

Concrete Mix Estimator

Cement bags, sand and aggregate for any volume at 1:2:4, 1:1.5:3 and other standard ratios.

📏

Baluster Estimator

Baluster count at the 4-inch code gap, with the true spacer-block size for an even layout.

🖌️

Deck Stain Estimator

Stain gallons and quarts by deck size, wood condition and coats — railings counted, not guessed.

💧

Epoxy Estimator

Mixed resin volume by dimensions and pour depth, in the 1- and 3-gallon kits stores sell.

🌷

Plant Spacing Estimator

Plant counts for any bed by spacing — square grid or staggered — spares included.

🌧️

French Drain Estimator

Drainage gravel in yards and tons with pipe volume subtracted, plus pipe and fabric lengths.

🐠

Tank Volume Estimator

Gallons and litres for rectangular and round tanks, the full water weight, and substrate bags.

♨️

BTU Estimator

Heating and cooling loads by area, climate zone, insulation, sun, occupants and kitchen.

💰

Roof Replacement Cost Estimator

Full tear-off and replacement cost ranges by material and complexity.

🛁

Bathroom Remodel Estimator

Bathroom remodel ranges by size and finish tier, fixtures itemised.

🍳

Kitchen Remodel Estimator

Kitchen remodel ranges by tier — cabinet and counter shares spelled out.

🔨

Home Renovation Estimator

Whole-home renovation ranges by area and scope: cosmetic, full or gut.

🏖️

Deck Cost Estimator

Installed deck cost by material — platform, railing and stairs itemised as separate lines.

💲

Fence Cost Estimator

Installed fence cost per foot by material, with gates and tear-out priced separately.

🚗

Driveway Cost Estimator

Asphalt, concrete, gravel or paver driveway cost installed, tear-out as its own line.

🏡

Siding Cost Estimator

Vinyl, fiber-cement, wood or stucco siding cost by wall area, tear-off itemised.

🎨

Painting Cost Estimator

Pro interior and exterior painting ranges plus the paint gallons — DIY vs pro on one screen.

🪟

Window Replacement Cost Estimator

Installed cost per window by type and frame material — quote-check any window company.

☔

Gutter Cost Estimator

Gutter cost by material per foot, downspouts each, guards as a separate honest line.

🏚️

Shed Cost Estimator

Kit, prefab or custom shed cost by footprint — the three build routes priced separately.

🏗️

Home Addition Cost Estimator

Room additions, bump-outs, second stories, garage conversions and sunrooms by type and area.

🏘️

House Building Cost Estimator

New-home build cost by tier and region factor — land excluded and stated.

❄️

HVAC Cost Estimator

AC, furnace, heat pump and mini-split replacement cost scaled by tonnage.

🔥

Water Heater Cost Estimator

Tank, tankless and heat-pump water heater replacement cost by type and size.

🚿

Water Bill Estimator

Your water + sewer bill built fixture by fixture — showers, flushes, laundry — at your local rate.

🧹

House Cleaning Cost Estimator

Per-visit cleaning price by size, bedrooms and service type, frequency discounts applied.

🍃

Lawn Care Cost Estimator

Mowing per visit by lawn size and the full season — fertilisation and leaf cleanups itemised.

☀️

Solar Cost Estimator

System size, panels, gross and net cost, yearly savings and honest payback from your usage.

🔌

EV Charging Cost Estimator

Home charging cost with charging losses included, against the same miles in a gas car.

🚚

Moving Cost Estimator

Compare movers vs DIY truck rental.

🔨

Home Renovation Estimator

Whole-home renovation ranges by area and scope: cosmetic, full or gut.

💍

Wedding Cost Estimator

Wedding total by guest count and category, contingency and per-guest cost included.

🎓

College Cost Estimator

Future college cost year by year, your savings credited, the monthly gap deposit.

🐾

Pet Cost Estimator

First-year and lifetime cost of a dog or cat, by size and monthly spend.

✈️

Trip Cost Estimator

The full vacation total — transport, lodging, food, activities — split per person.

☀️

Solar Cost Estimator

System size, panels, gross and net cost, yearly savings and honest payback from your usage.

🏗️

Home Addition Cost Estimator

Room additions, bump-outs, second stories, garage conversions and sunrooms by type and area.

🏘️

House Building Cost Estimator

New-home build cost by tier and region factor — land excluded and stated.

❄️

HVAC Cost Estimator

AC, furnace, heat pump and mini-split replacement cost scaled by tonnage.

🔥

Water Heater Cost Estimator

Tank, tankless and heat-pump water heater replacement cost by type and size.

🚿

Water Bill Estimator

Your water + sewer bill built fixture by fixture — showers, flushes, laundry — at your local rate.

🧹

House Cleaning Cost Estimator

Per-visit cleaning price by size, bedrooms and service type, frequency discounts applied.

🍃

Lawn Care Cost Estimator

Mowing per visit by lawn size and the full season — fertilisation and leaf cleanups itemised.

🍽️

Catering Estimator

Food and drink quantities per guest — protein and sides in pounds, drinks, ice, beer and wine.

🚚

Moving Cost Estimator

Compare movers vs DIY truck rental.

🖌️

Paint Coverage Calculator

How many gallons for your room & coats.

Work

Work & small business

🤖

LLM API Token Cost Estimator

Price the same AI workload across GPT-5, Claude and Gemini list prices — caching and words-to-tokens included.

▶️

YouTube Earnings Calculator

Views × honest RPM ranges by niche — long-form and Shorts priced separately, low/mid/high.

🎵

TikTok Earnings Calculator

View rewards with the qualified-views share most calculators skip, in labeled ranges.

💼

Sponsorship Rate Calculator

Price a sponsored post or video from views, engagement, niche and scope — every multiplier shown.

⏱️

Freelance Hourly Rate Calculator

Price your work from your real income goal.

🧾

Invoice Generator

Create a clean, printable invoice in a minute.

📈

Compound Interest Calculator

Watch savings and investments grow over time.

💳

Payment Fee Calculator

Stripe, PayPal and Square fees: what you net, what volume costs, and the gross-up charge that nets you exactly $X.

🚗

Mileage Deduction Calculator

Estimate your IRS mileage deduction for 2026.

🧮

Quarterly Tax Estimator

Estimate self-employment quarterly payments.

💼

Business Loan Calculator

Payments, total cost & amortization for business loans.

Why Clear Math?

Every tool runs entirely in your browser — your numbers never leave your device.

Advertisement
Learn

Guides & articles

💳

Get Out of Debt: Avalanche vs Snowball

Two proven payoff orders, one worked $500-a-month example, and how to pick the one you’ll finish.

🏦

Calculate a Mortgage Payment by Hand

The formula, a full worked example, and how to check your lender’s quote in minutes.

📈

Compound Interest, Explained With Real Numbers

How $10,000 and $200 a month actually grow over 10, 20 and 30 years — plus the rule of 72.

💯

Percentages Without a Calculator

The 10% anchor trick, reverse percentages and stacked discounts — mental math that works anywhere.

↩️

Why Our Calculators Solve Backwards Too

Most calculators answer one way. Ours solve for whichever number you’re missing — here’s why.

📐

Mathway Alternatives: Free Step-by-Step Math Help

Need the working shown, free? An honest comparison — including where Mathway is stronger.

🏦

HELOC: Draw vs Repayment, With Real Numbers

Interest-only payments, then an 82% payment jump — both phases of a $20,000 line, priced.

🗓️

How to Read an Amortization Schedule

What every column means, where the interest hides, and the month principal finally wins.

🔍

Calculator.net Alternatives

Two decades and ~200 tools, honestly credited — and the solve-backwards workflow we built instead.

🏡

How Much House Can I Afford?

The 28/36 rule worked end to end — and why your tax bill, not your salary, sets the ceiling.

⏰

How to Calculate Overtime Pay

Time-and-a-half and double time in three buckets, with a full worked week at $20 an hour.

💿

CD vs Savings Account

The APY gap on $10,000 over five years, the penalty priced, and the ladder that splits the difference.

💾 My saved calculations

No saved calculations yet — open any calculator and hit “Save this calculation”. They’ll show up here, no account needed.

Advertisement
Clear Math — the answer, explained like a friend wouldPercentages, fractions, grades & everyday math, step by step. No signup, ever →